We have a winter storm bearing down on us, with heavy snow slated to be dropped on us starting late tonight, and the attendant temperatures getting down into the single digits — some days the highs are forecast to be in the single digits. I think most of the rest of the country is staring into the same abyss, and I hope all of you stay warm and sequestered with those you love. Dear readers, my wife and I are facing a couple of major life challenges that sailed into our formerly calm harbor a few days ago. These things are going to occupy most of my time and emotional…